Personal Checking

At AJNB, we take pride in our customer service, and we make every effort to ensure our customers feel at home when they visit one of our locations. One way we do this is by offering different types of accounts to meet the needs of our variety of customers. We are pleased to offer both interest and non-interest bearing accounts, suitable for whatever you may be looking for. Need an account from which to handle your everyday affairs? Try our Free Personalized Checking Account. If you are looking to earn interest on your account but don't want to lock away your money for a long period of time, look into our Now or Super Now Accounts. The bottom line is that whatever type of checking account you may be looking for, AJNB has one that is right for you. Come see one of our New Accounts Representatives, and enjoy the feeling of banking where customers come first.

Non-Interest Bearing Accounts

Free Personalized Checking
  • $25.00 minimum opening balance required
  • No monthly service charge
  • Debit card or ATM card available upon approval
Regular Checking Account
  • $25.00 minimum opening balance required
  • Unlimited checks written per statement cycle
  • Debit card of ATM card available upon approval
  • If the average balance falls below $300.00, a $5.00 fee will apply
  • Interest Bearing Accounts

    Now Account
    • $1000 minimum opening balance required
    • $1000 minimum daily balance to obtain interest
    • If the account balance falls below $1000 any day during the statement cycle, a $5.00 fee will apply
    • A per item fee of 15 cents will be charged on each debit posted when the account balance falls below $1000
    Super Now Account
    • $1000 minimum opening balance required
    • $1000 daily balance to obtain interest
    • If the account balance falls below $1000 any day during the statement cycle, a $5.00 fee will apply
    • A per item fee of 15 cents will be charged on each debit posted in excess of 15 during the statement cycle. This fee will apply if the account balance falls below $1,000 on any day of the statement cycle
    Money Market
    • $1000 minimum opening balance
    • $1000 minimum daily balance to obtain interest
    • If minimum daily balance falls below $1000 any day during the statement cycle, a $5.00 fee will apply
    • Limited withdrawals